Thus, they ran today's letter from David O'Daniell of Oklahoma City. O'Daniell's is a response to a letter from a former member of the Oklahoma state Legislature who was, in turn, trying to clear up some "confusion" sewn by some comments of current Oklahoma U.S. Senator Tom Coburn, as well as in a lazy Oklahoman editorial. (See how that works-- the Oklahoman runs some right-wing propaganda, someone critiques it, and then they make sure that someone comes back to defend it!)
In is letter, O'Daniell just whines about how expensive his insurance is going to be in the coming years, saying,
My premium went up 18 percent over last year's premium. Additionally my agent informed me that because I'll be turning 55, my premium will increase 15.3 percent in September of this year; new with Obamacare. This computes to an annual premium increase of 36 percent.And here's the deal: this could be true, but if so, he almost certainly doesn't reflect the average case. As FactCheck notes with regards to increases in premiums, "not much will be different as the law is put into place for those who get insurance through their employers, and that’s the bulk of Americans." Thus, it is almost entirely likely the Mr. O'Daniell is getting his insurance on the "individual market" and not through his employer. Increases in premiums in such plans is entirely expected because they will be accepting the previously uninsured-- mostly people in "high risk" pools who will need lots of care.
My agent also informed me that next April my premium is expected to increase an additional 25 to 30 percent to accommodate Obamacare.
This is an important distinction to make, and one that the media-- yes, even the "liberal" mainstream media-- has failed to make. Talk of huge hikes in health insurance premiums are not going to happen to most Americans because most Americans get their insurance through their employer and that market is likely to remain stable. The "individual market" will see some initial "sticker shock" because it is going to see a huge influx of people who were previously uninsured join their ranks-- and a not insignificant number of those people are going to be people who insurance companies would never have otherwise insured because of their health issues!
Moreover-- and Mr. O'Daniell doesn't talk about this, so we have no way of knowing-- but according to FactCheck:
most of those getting insurance through the individual market as a result of the health care law will do so with the help of federal subsidies. Those with incomes up to 400 percent of the poverty level ($92,200 for a family of four and $44,680 for a single person in 2012) qualify for federal subsidies to help them purchase insurance.In other words, depending on his financial situation, O'Daniell will likely qualify for subsidies to pay for these hikes-- subsidies that "would push [his] costs 'well below' what [he] would have been charged in the absence of the law."
Again, there's no way to know Mr. O'Daniell's actual situation (or if he's even telling the truth-- the Oklahoman will run anything if it pushes the right-wing agenda, even if it's just a lie). But it's almost certain that his situation is not representative, and moreover, that if he told the full story (such as how he will qualify for subsidies), he wouldn't have anything to complain about.
The Oklahoman, however, has to shill for its plutocrat friends, and so letters like Mr. O'Daniell's will continue to appear.